Although Zhang Xinda was excited, he wasn’t stupid and wouldn’t fall for it. He immediately said, “You’re the son-in-law who’s living with the family, why should I pay for this?”

Xu Bin chuckled slowly and said, “You’re only just realizing that? So when my father-in-law isn’t home, I’m the head of the household. What right do you have to interfere?”

“you……”

Zhang Xinda slammed his fist on the table in anger, pointing his finger directly at Xu Bin’s nose and saying, “What are you acting so arrogantly about, you live-in son-in-law?!”

Having suffered so much humiliation, now that her mother-in-law is on her side, her sister-in-law Yao Xin can forgive her because of her beautiful legs.

“Zhang Xinda, you slick-haired guy, what makes you think you’re so great?” Xu Bin, no longer wanting to put up with his humiliation, sneered and said:

“What’s wrong with marrying into a family? You, Young Master Zhang, are the only son in your family. When you got married, you were quite poor. How was it any grand?”

Upon hearing this, Yao Xin’s expression subtly showed displeasure. It was true that Yao’s parents were sharp-tongued and mean, but they were reasonable and did not sell their daughter. They saw that the family was of good standing and had not made many demands when their eldest daughter was married off.

There was no bride price or dowry. They bought Yao Xin a bag and the hardware included, which cost a little over 40,000 yuan. At the time, Yao Xin didn’t think much of it. But when she compared herself to the people around her, she felt that she had married too poorly, and this became a source of anxiety for her.

“To be honest, after I got married, I spent far more money at my wife’s family home than you, Mr. Zhang.”

Xu Bin casually remarked, “It’s my money, and I can spend it however I want. At least I’ve spent it on my wife and family.”

Upon hearing this, Shen Ruyu seemed to have her fighting spirit awakened, and immediately retorted, “That’s right, Xu Bin doesn’t hesitate to spend money on me and my wife at all.”

“He himself wouldn’t even buy a piece of clothing for a few dozen yuan, but he didn’t even blink when he bought gold bracelets for my mother and me that cost more than 30,000 yuan each.”

“Xinda, you’re not young anymore. You’re married now but you’re still immature. You spend all your money on video games, drinking, and karaoke. How can that be? People who want to live a good life shouldn’t do that.”

After the exchange, Zhang Xinda’s face turned pale and then green.

Previously, Shen Ruyu had always been criticizing Xu Bin, but now the focus had completely shifted. Since he couldn’t openly argue with his mother-in-law, he instantly understood the happiness Xu Bin used to experience.

Zhang Xinda gritted his teeth and said, “Mom, don’t be fooled by him. This guy is penniless. Where would he get so much money? He must have used credit cards and online loans to get so much money.”

“He’s not working now, how is he going to pay it back? Don’t even mention that his salary probably won’t even cover the interest.”

This time, Yao Xin didn’t stand idly by. Although it’s said that the couple’s relationship wasn’t very good after marriage, with minor arguments every three days and major arguments every five days, she couldn’t just watch her husband get beaten up by a mob.

There are three sisters; the second sister is honest and reserved, while the youngest is quiet and introverted.

The eldest sister, like a mother, inherited her mother-in-law’s fiery temper, and Yao Xin’s sharp tongue is not to be trifled with either.

She felt that her husband’s judgment was reasonable. This brother-in-law who had married into the family was penniless. Even if her second sister was a little mediocre, the Yao family was not a poor family.

Yao Nan rebelled and acted bravely only once in her life. She cried, made a scene, and even threatened to hang herself, insisting on marrying Xu Bin. Shen Ruyu felt sorry for her most obedient and well-behaved daughter, so she finally let Xu Bin into the family.

Therefore, Yao Xin also looked down on her brother-in-law. Even if Zhang Xinda was idle, he had good parents and could live off his wife. Xu Bin had no right to do so.

Yao Xin, looking worried, held her sister’s hand and said, “Nannan, what your brother-in-law said is ridiculous. Don’t you know your own husband? Where would he get so much money all of a sudden?”

“I might believe someone who wins the lottery, but how could someone claim to have made money from it?”

Yao Xin’s tone was earnest and gentle, but it was also veiled, almost implying that this good-for-nothing had no ability whatsoever.

Yao Nan, who was usually timid, looked at her and said, “Big sister, how is it impossible? You don’t understand him.”

This soft nudge annoyed Yao Xin a bit. She was more restrained in front of her mother, but she was a complete tigress when it came to her sister.

“Yao Nan, don’t be ungrateful. If he really has a mountain of debt, you can’t escape it either. I’m telling you, don’t drag your family down with you.”

Zhang Xinda also said, “Exactly, you can find out whether it’s a loan by checking the information and the app.”

“Mom, don’t rush to speak. I’m doing this for your own good. It would be embarrassing if you couldn’t pay back the money and people came to your door to throw paint on you.”

The couple, unusually, had a good relationship, chatting back and forth, already convinced that this penniless guy must have taken out online loans and used credit cards to please his mother-in-law.

Seeing Yao Xin’s disdainful look, Xu Bin sneered and placed the phone directly in front of Shen Ruyu: “Mom, take a look as you like, let my eldest sister have some peace of mind.”

Shen Ruyu opened the message on her phone, which showed a withdrawal income of 500,000 yuan, which was also deducted from taxes through the stock market.

She paused for a moment, then asked, “Son-in-law, you’ve withdrawn so much money again, is there something going on?”

“It’s just normal operation!”

Seeing the gleam in his mother-in-law’s eyes, Xu Bin casually said, “Some stocks are about to fall, so we need to cash out in time.”

Yao Nan said with a grin, “Big sister, you can rest assured about this.”

“Impossible, you must have fabricated information to deceive people.”

Zhang Xinda was the first to disbelieve it.

Xu Bin handed his phone directly to Yao Xin and said with a smile, “If you don’t believe me, you can check if there are any loan records on my WeBank or other online lending platforms.”

“As for credit cards, you can check if there is any relevant information. I have never applied for a credit card.”

Zhang Xinda and Yao Xin leaned their heads together, and he sneered, saying, “Keep being stubborn, we’ll see how you explain yourself later.”

After saying that, the couple went through Xu Bin’s phone. Xu Bin didn’t care and would delete any messages that needed to be deleted. He switched between two different WeChat accounts, so you couldn’t find any clues.

After watching for a while, Yao Xin and Zhang Xinda looked at each other, their expressions filled with resentment.

No matter how hard I searched through the massive amount of text messages, I couldn’t find a single clue related to credit cards. My mobile banking showed that I only had a debit card and no credit cards under my name.

As for those apps with common online lending functions, they were even more desperate when they opened them. Not to mention that they had many loan records that they had not applied for or activated, they couldn’t find a single online loan record even after searching everywhere.

“Impossible. You’re just a poor kid who didn’t even graduate high school. What do you know about stock trading?”

“Mom, he’s definitely lying to you.”

“That text message must be fake. Everyone else loses money in the stock market but he can make money. Does he really think he’s a gambling god? He has no education at all. Can he even understand those financial reports?”

Zhang Xinda was a little exasperated, and his face changed as he spoke.

He opened the stock trading app directly, tapped on his personal account with practiced ease, and was stunned by what he saw.

The account displayed Xu Bin’s name. Yao Xin saw his dumbfounded expression and looked like he had eaten shit, so she came over and said, “Honey, what are you doing? I can’t find the withdrawal record.”

Not only her, but even Yao Nan and Shen Ruyu were intrigued and couldn’t help but join in to watch.

Although they don’t understand stock trading, they can read. The interface clearly displays Xu Bin’s stock account, with the current value of the stocks he holds being over 3.6 million yuan.

“This…this can’t be a knock-off, can it?!”

Yao Xin asked stubbornly.

Zhang Xinda was also unwilling to give up, but when he opened it and saw that it was a genuine stock trading software, he and the three women were equally surprised.

“Now you don’t have to worry anymore!”

Xu Bin had already snatched the phone back.

Looking at Zhang Xinda’s face, which looked like he’d just eaten shit, Xu Bin felt incredibly satisfied with the slap in the face, especially the expressions of the mother and her two daughters.

Yao Nan was pleasantly surprised with a hint of admiration, her mother-in-law Shen Ruyu was surprised and approving, and her sister-in-law Yao Xin was somewhat ambiguous and a little embarrassed.

There was indeed that much money in the account, and the system handled all the buying and selling automatically. In fact, Xu Bin didn’t even know the password, so he could only withdraw the money after completing the task.

“No, where did you get so much money? What are all those English apps on your phone? Are you doing something illegal or criminal?”

Zhang Xinda couldn’t stand it anymore and cursed his mother-in-law in his heart for being greedy for money.

No wonder she treats herself so badly now; it’s just her inherently materialistic and snobbish nature.

Xu Bin, whom he had always bullied and mocked, suddenly turned the tables, which Zhang Xinda found unacceptable from the bottom of his heart. The poor boy who used to be submissive had now become a threat to his position.

Xu Bin looked at him like he was an idiot: “Brother-in-law, those are all genuine Microsoft and Google apps. They have things like futures, crude oil, and stock index futures. Just ask any finance student.”

“By the way, brother-in-law, you don’t speak English, so it’s normal that you can’t understand it.”

Even Yao Xin was a little surprised by this: “You, when did you learn English?”

“I’m self-taught. I already knew it a long time ago. I was just thinking about when I would have time to take the certification exam.”

Xu Bin is no longer afraid to boast. The system is foolproof, so he can naturally show off when he feels like it.

“See that?!”

Shen Ruyu said with a proud look, “Xu Bin isn’t short of money, he’s just unwilling to spend money on himself. Your brother-in-law is very good at making money and is also willing to learn. You should all learn from him.”

Yao Xin immediately lost her confidence, and looked at Xu Bin with a complicated expression: “Mom, I was just worried about you.”

“Honey, when did your English become so good?”

“If I’m studying, what do you think I’m doing all day fiddling with my phone and computer?”

The young couple whispered to each other. Yao Nan, who was usually timid, now stood up straight and looked at her husband with a gentle smile full of admiration.

Yao Xin felt a little envious of their loving relationship, and her eyes gradually softened.

Seeing that his wife’s attitude had changed, Zhang Xinda felt humiliated. Unwilling to accept it, he adopted the tone of an elder and said, “Xu Bin, even if you’ve made some money now, you can’t spend it like this.”

Before Xu Bin could even speak, Shen Ruyu, who had already switched to her protective mode, spoke first: “What, you just squander money on your wife and mother?”

Zhang Xinda immediately said, “Mom, that’s not what I meant. I meant that buying these pieces of jewelry is too impractical.”

“You don’t even have a car. My second sister rides a broken electric scooter to and from get off work every day. She suffers a lot when it’s windy or rainy.”

Zhang Xinda found a new angle to criticize, thinking this was a chance to turn the tide and that he was once again on the moral high ground.

“Brother-in-law, I haven’t gotten my driver’s license yet, so I don’t dare to drive even if I have a car.”

“Xinda, Mom does have a driver’s license, but she’s forgotten how to drive.”

“Besides, Mom doesn’t go far. It’s just a short walk to the teahouse. But Nan Nan needs to hurry up and get her driver’s license.”

The mother and daughter were completely unaffected by him once they started talking; no matter how much he tried to stir things up or how sarcastic he was, it had no effect.

What disgusted Zhang Xinda the most was that Yao Xin, who had always echoed her and her mother-in-law, and who also had a strong personality, actually thought for a moment and asked in a gentle tone:

“Indeed, there’s no need to buy a car right now.”

Changing the subject, Yao Xin looked at Xu Bin and said, “But brother-in-law, you’d rather take the bus to and from work by yourself, but you gave the money to Nan Nan and Mom to buy jewelry. I really think you should buy yourself a car.”

Zhang Xinda almost vomited blood upon hearing this. On the surface, it seemed that his wife agreed with his point of view and was supporting him, but no matter how you looked at it, it sounded like she was praising her brother-in-law for being particularly sensible.

He’d rather wrong himself than not be good to his wife and mother-in-law… This is fucking ridiculous!

Sure enough, when Zhang Xinda saw his mother-in-law Shen Ruyu smiling even more kindly, and Yao Nan’s eyes filled with tender affection, he immediately noticed her smile.